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Owner's title insurance premium
Escrow fee 1/2 share
Recording charges to clear all liens of
record against Seller
Unpaid taxes plus tax proration to
date of recording
Any loan fees required by Buyer's Lender
to be paid by Seller (FHA-VA)
Interest accured to lender being paid off,
reconveyance fees, statement fees, and
any prepayment penalties
Repairs (according to contract)
Inspection (according to contract)
Any existing loans, judgements, tax liens,
etc. against the property.
Real Estate Broker fee
Any unpaid Homeowner's Association
dues
City and County assessments for
improvements (sewer, sidewalk, etc.)
Express delivery fee for payoff check to
exisiting Lender, if out of town
EXCEPTIONS TO THE ABOVE:
On VA loans SELLER pays:
Entire escrow fee
On FHA loans SELLER pays:
Assignment of Trust Deed recording fee,
if any
Lender's document prepratation fee
Inspection fee, if there is more than one
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Lender's title insurance premium
Escrow fee 1/2 share
Recording charges for all
documents in Buyer's name
Tax proration from date of acquisition
All new loan charges (except those
Lender requires Seller to pay)
Interest on new loan from date of
funding to 30 days
Fire insurance premium for first year
Inspection fees (property inspection,
geological, enviromental, etc.)
Tax and insurance impound, if
required by new Lender
"Early Issue" title insurance premium
on new construction
Assumption/change of record fees
for assumption of existing loan
Flood insurance premium, if required
by new Lender
Express delivery fee for returning
new loan documents to Lender, if out
of town
Lender's document preparation fee
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